Some side dishes steal the whole show—and this Millionaire Peach Salad is exactly that. It’s a Southern-inspired fruit salad that feels luxurious without being complicated. Creamy, sweet, and loaded with fresh peaches, this salad brings together a combination of textures and flavors that taste like summer in every bite.
The secret? It’s not just fruit. Millionaire Peach Salad combines juicy sliced peaches with whipped cream and a touch of tangy cream cheese, then tops it all with crispy, buttery phyllo or toasted almonds for crunch. It’s like a peach cobbler met a creamy salad and created the ultimate side dish or dessert.
Whether you serve it for brunch, take it to a potluck, or pair it with barbecue, this recipe is sure to be the most talked-about dish on the table.
What Is Millionaire Peach Salad?
Millionaire Peach Salad is a rich and creamy fruit salad that combines whipped cream, cream cheese, and fresh or canned peaches. Some versions use canned peaches and Cool Whip, but this elevated version uses fresh summer peaches, real whipped cream, and golden, crispy phyllo shards or toasted almonds for crunch.
It’s called “Millionaire” because it feels decadent and over-the-top—sweet, creamy, fresh, and crunchy all at once. It’s a no-bake dish that can be served as a side, dessert, or even breakfast if you’re feeling indulgent.
Why You’ll Love This Recipe
- Fresh peaches + whipped cream + crunchy topping = Southern summer magic
- No baking required—perfect for hot days
- Quick and easy to throw together
- Works as a side dish, dessert, or sweet brunch option
- Feels fancy but uses simple, wholesome ingredients
What Does Millionaire Peach Salad Taste Like?
This salad is creamy and sweet with just the right amount of tartness from the cream cheese. The peaches add juicy freshness, while the crispy phyllo or nuts on top bring a buttery, flaky crunch that keeps every bite interesting.
It’s cold, refreshing, and rich all at once—a perfect balance of textures and flavors. Think peach shortcake meets whipped cheesecake, but in salad form.
Ingredients You’ll Need
For the Creamy Base:
- 8 oz cream cheese, softened
- 1 cup heavy whipping cream
- ¼ cup powdered sugar
- 1 teaspoon vanilla extract
For the Fruit Layer:
- 4-5 fresh peaches, thinly sliced (or use drained canned peaches if out of season)
For the Crunchy Topping:
- ½ cup phyllo dough shards (toasted and crumbled) or toasted sliced almonds
- Optional: fresh mint leaves for garnish
Tools You’ll Need
- Electric mixer or whisk
- Large mixing bowl
- Spatula
- Sharp knife
- Serving dish
Ingredient Swaps and Additions
- Use nectarines or plums if peaches aren’t available
- Add mini marshmallows or shredded coconut for extra texture
- Swap the phyllo crunch for granola if you prefer
- Use mascarpone instead of cream cheese for a smoother texture
How to Make Millionaire Peach Salad
Step 1: Whip the Cream
In a large bowl, beat the heavy whipping cream until soft peaks form. Set aside.
Step 2: Make the Cream Cheese Mixture
In another bowl, beat the cream cheese, powdered sugar, and vanilla extract until smooth and fluffy.
Step 3: Combine
Fold the whipped cream into the cream cheese mixture gently until combined.
Step 4: Assemble the Salad
Spoon the creamy base into a serving dish. Layer the fresh peach slices over the top.
Step 5: Add the Crunch
Sprinkle toasted phyllo shards or almonds on top. Garnish with mint leaves for a pop of color.
Step 6: Serve
Chill for 15-20 minutes before serving or serve immediately for maximum crunch.
What to Serve with Millionaire Peach Salad
- Barbecue ribs or grilled chicken
- Fried chicken and biscuits for a Southern brunch
- Sweet tea or lemonade
- Pound cake on the side for an extra treat
Tips for Success
- Use ripe, fresh peaches for the best flavor.
- Chill the salad before serving for maximum refreshment.
- Toast phyllo or almonds just before adding for the crispiest texture.
- For make-ahead, keep the cream and fruit separate until ready to serve.
Storage Instructions
Store leftovers in the fridge in an airtight container for up to 2 days. Note that the crunchy topping will soften, so add fresh toppings just before serving again.
Frequently Asked Questions
Can I make this ahead of time?
Yes! Prepare the creamy base and slice the peaches ahead. Assemble just before serving for the best texture.
Can I use canned peaches?
Absolutely—just drain them well and pat dry to avoid watering down the cream.
Is this a side dish or dessert?
It’s both! Serve it as a sweet side for brunch or barbecue, or as a light, creamy dessert.
Conclusion
This Millionaire Peach Salad is proof that simple ingredients can create something truly special. It’s creamy, crunchy, fresh, and luxurious all in one bite—the perfect summer recipe to share with friends and family. Whether you serve it at a picnic, barbecue, or brunch, expect this dish to disappear fast!
Nutritional Information (Approximate per serving)
Calories: 290
Protein: 4g
Fat: 21g
Carbohydrates: 22g
Sugar: 16g
Fiber: 2g
Sodium: 85mg
Millionaire Peach Salad
- Total Time: 15 minutes
- Yield: 6 servings
- Diet: Vegetarian
Description
A creamy, sweet, and crunchy peach salad made with whipped cream, cream cheese, fresh peaches, and crispy phyllo topping. Perfect for brunch, dessert, or a summer side dish!
Ingredients
For the Cream Base:
– 8 oz cream cheese, softened
– 1 cup heavy whipping cream
– ¼ cup powdered sugar
– 1 teaspoon vanilla extract
For the Fruit:
– 4-5 fresh peaches, thinly sliced
For the Crunchy Topping:
– ½ cup phyllo shards (toasted and crumbled) or toasted sliced almonds
– Fresh mint leaves for garnish (optional)
Instructions
1. In a large bowl, whip the heavy cream until soft peaks form.
2. In another bowl, beat cream cheese, powdered sugar, and vanilla until smooth.
3. Fold the whipped cream into the cream cheese mixture until combined.
4. Spoon the cream mixture into a serving dish and layer fresh peach slices on top.
5. Sprinkle with toasted phyllo or almonds. Garnish with mint leaves.
6. Chill for 15-20 minutes or serve immediately for maximum crunch.
Notes
– Use nectarines or plums if peaches aren’t available.
– For a shortcut, use canned peaches (drained and patted dry).
– Swap the phyllo crunch for granola or crushed shortbread.
– Best served fresh but can be refrigerated for up to 2 days.
- Prep Time: 15 minutes
- Cook Time: 0 minutes (no cook)
- Category: Side Dish, Dessert, Brunch
- Method: No-Bake
- Cuisine: Southern, American
Keywords: millionaire peach salad, creamy peach salad, summer fruit salad, peach dessert salad, peach side dish, Southern fruit salad recipe
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